disclaimer

1. General Disclaimer

The information provided by Easy Smart Calculator (“we,” “us,” or “our”) on Easy Smart Calculator.com (the “Site”) and our mobile application is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

Important Notice

Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

2. Not Financial Advice

The Site cannot and does not contain financial advice. The financial information is provided for general informational and educational purposes only and is not a substitute for professional financial advice.

What We Are Not

Registered financial advisors
Brokerage firm
Investment managers

What We Provide

Educational resources
Financial calculators
Planning tools

Recommendation

Before making any financial decisions or implementing any financial strategy, including those suggested by our tools or calculators, you should consider seeking advice from qualified financial professionals who can provide personalized advice based on your individual circumstances.

3. Accuracy of Information

While we strive to provide accurate and up-to-date information, we cannot guarantee that all information on the Site is entirely accurate, complete, or current. The financial markets and conditions change constantly, and the information provided may not reflect the most current developments.

Factors affecting calculation accuracy:

Market volatility and fluctuations

Changing interest rates

Tax law changes

Economic conditions

Note on Calculations

All calculations provided by our tools are estimates based on the information you provide and assumptions about future performance. Actual results may vary significantly due to factors beyond our control or knowledge.

4. Investment Risks

All investments involve risk, and the past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns. There is always the potential of losing money when you invest in securities or other financial products.

Understanding Investment Risks

Market Risk High

The risk of investments declining in value due to economic developments or other events affecting the entire market.

Inflation Risk Medium-High

The risk that the purchasing power of your investments will decrease over time due to rising prices.

Liquidity Risk Medium

The risk of being unable to sell your investment at a fair price and get your money out when you want to.

Risk & Return Relationship

Generally, investments with higher potential returns involve higher levels of risk. Our tools may illustrate potential returns based on historical data or projected performance, but these should not be interpreted as guarantees or even likely outcomes.

5. Third-Party Content

The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us.

Third-Party Websites

We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site or any website or feature linked in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services.

6. Limitation of Liability

In no event will Easy Smart Calculator, its partners, employees, or directors be liable to you or anyone else for any decision made or action taken in reliance on the information provided by the Service or for any consequential, special, or similar damages, even if advised of the possibility of such damages.

Examples of excluded liabilities:

Financial losses resulting from investment decisions
Business losses or interrupted business operations
Damages resulting from technical issues or service interruptions
Consequential damages from acting upon information provided
Loss of data or information

7. Professional Advice Disclaimer

The Site does not contain professional financial advice. We are not registered financial advisors, brokers, or dealers. The information provided on the Site is not intended to be a substitute for professional financial advice, diagnosis, or treatment.

Seek Professional Guidance

Always seek the advice of qualified financial professionals with any questions you may have regarding your personal financial situation or specific financial decisions. Never disregard professional financial advice or delay in seeking it because of something you have read on this Site.

Financial Advisor

For personalized investment advice

Tax Professional

For tax planning and preparation

Estate Planner

For inheritance and estate planning

8. Acceptance of This Disclaimer

You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing and using the Site, you accept and agree to be bound and abide by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to use or access the Site.

Acknowledgement

By using our website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer.

I have read and agree to the Disclaimer

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